Kisan Card Prize Draw 2025 — Punjab Farmers Can Win Umrah Tickets, Tractors & Smartphones. The Punjab Government has introduced the Kisan Card Prize Draw 2025, an exciting program to reward farmers who repay their interest-free agricultural loans on time. By clearing their dues between October 15 and October 31, 2025, farmers stand a chance to win Umrah tickets, tractors, motorcycles, gold coins, and smartphones.
This unique scheme aims to encourage punctual payments, strengthen trust between farmers and banks, and boost agricultural productivity across Punjab.
What Is the Kisan Card Prize Draw 2025?
The Kisan Card Prize Draw 2025 is part of the Punjab Government’s broader Agriculture Vision 2025. It rewards farmers who responsibly manage their interest-free loans issued through the Bank of Punjab (BOP).
Key Highlights
| Feature | Details |
|---|---|
| Program Name | Kisan Card Prize Draw 2025 |
| Organized By | Government of Punjab & Bank of Punjab |
| Eligible Participants | Farmers with valid Kisan Cards |
| Repayment Window | October 15 – October 31 2025 |
| Top Rewards | Umrah tickets, tractors, motorcycles, gold coins, smartphones |
| Draw Method | Fully computerized & transparent |
Eligibility for the Kisan Card Prize Draw 2025
Only farmers with a valid Punjab Kisan Card and an active interest-free loan from the Bank of Punjab can participate.
Eligibility Requirements
- Hold a Kisan Card under the Punjab scheme.
- Have a valid CNIC linked to the BOP account.
- Repay the entire loan amount within October 15 – 31, 2025.
- Keep the payment receipt or confirmation message.
No separate registration is required — repayment within the window automatically adds the farmer to the draw list.
Prize Categories for Timely Payments
Farmers who repay earlier get access to better reward categories.
| Repayment Period | Eligible Prizes | Category Name |
|---|---|---|
| Within first 5 days | Umrah Ticket, Tractor, Motorcycle, Gold Coins, Smartphone | Premium Tier |
| Within first 10 days | Tractor, Motorcycle, Gold Coins, Smartphone | Gold Tier |
| Within first 15 days | Gold Coins, Latest Smartphones | Silver Tier |
All winners will be chosen through a computerized lottery system to ensure fairness and transparency.
Repayment Dates and Payment Methods
The repayment window opens on October 15 and closes on October 31, 2025. Farmers can repay using multiple convenient channels.
Payment Options
| Method | How to Pay |
|---|---|
| Bank of Punjab Branch | Visit any BOP branch with your CNIC and Kisan Card to pay directly. |
| Interbank Transfer | Use online banking to transfer your loan amount using your reference number or CNIC. |
| Raast Payment Method | Send instant payments through Raast ID with zero service fees. |
Once the payment is confirmed, the Kisan Card credit limit will be restored within 24 hours, allowing farmers to apply for their next interest-free loan.
Rewards for Early Payers
The Punjab Government has created a reward structure that promotes financial discipline and timely repayment.
1. Premium Category (First 5 Days)
Eligible Prizes:
- Umrah Tickets
- Tractors
- Motorcycles
- Gold Coins
- Latest Smartphones
2. Gold Category (First 10 Days)
Eligible Prizes:
- Tractors
- Motorcycles
- Gold Coins
- Smartphones
3. Silver Category (First 15 Days)
Eligible Prizes:
- Gold Coins
- Latest Smartphones
This reward-based timeline keeps farmers motivated to clear dues early and responsibly.
Government’s Objective and Impact of the Scheme
The main goal behind the Kisan Card Prize Draw 2025 is to build financial trust and discipline among farmers while encouraging economic stability in Punjab’s rural communities.
Long-Term Benefits
- Reduces loan defaults and bank pressure.
- Builds a habit of timely repayment.
- Gives farmers continuous access to interest-free loans.
- Strengthens Punjab’s agricultural finance system.
- Promotes digital payment adoption through Raast and online channels.
This program ensures that the farming community feels valued and supported for their honesty and hard work.
Late Payment Penalties and Warnings
The government has made it clear that late repayments will not be tolerated.
Consequences of Missing the Deadline
| Penalty Type | Description |
|---|---|
| Added Interest | Interest may be added to the remaining loan balance. |
| Loss of Benefits | Farmers may become ineligible for future interest-free loans. |
| Land Risk | In case of severe default, the Bank of Punjab can initiate land claim procedures. |
These rules are not meant to punish farmers but to promote financial responsibility and safeguard agricultural stability.
Step-by-Step Process for Participation
To help every farmer participate easily, the Punjab Government has simplified the process.
Step 1: Check Your Loan Details
Confirm your loan balance and repayment deadline using your Kisan Card or bank portal.
Step 2: Select Payment Method
Choose between Bank visit, Interbank transfer, or Raast payment for convenience.
Step 3: Repay Within October 15–31
Pay the full amount within the official window to enter the draw automatically.
Step 4: Keep Your Receipt
Save your receipt or SMS confirmation for verification and future benefits.
Step 5: Check Draw Results
Follow official updates from the Punjab Government or Bank of Punjab for winner announcements.
Punjab Government’s Vision for Agricultural Empowerment
This program reflects Punjab’s mission to make agriculture profitable, sustainable, and digitally enabled. Through initiatives like:
- Kisan Card Loan Scheme
- Asaan Karobar Loan Scheme
- Solar Tubewell Subsidy 2025
the government is ensuring that rural farmers receive both financial support and modern tools for growth.
Conclusion
The Kisan Card Prize Draw 2025 is more than a lucky draw, it’s a movement toward financial discipline and farmer empowerment. Farmers who repay their loans between October 15 and October 31, 2025, can win Umrah tickets, tractors, motorcycles, gold coins, and smartphones while restoring their loan limit within 24 hours.
